Buying & Selling a Home Calculator

This tool provides a planning estimate only, not a formal quotation or tax advice, and the legal-basis tags above each section point to the governing law but are not a substitute for reading it. Transfer duty is levied under the Transfer Duty Act 40 of 1949, s2, using the SARS sliding-scale table effective 1 April 2025 (unchanged for 2026/27 and 2027/28); s9(15) excludes duty where VAT applies under the Value-Added Tax Act 89 of 1991. Attorney fees use the LSSA Guideline of Fees (effective 1 August 2025), issued under the Legal Practice Act 28 of 2014 framework, a professional guideline, not a statutory tariff. Deeds Office fees are prescribed under the Deeds Registries Act 47 of 1937, Schedule of Fees of Office effective 1 April 2026 (Government Gazette 54225). Bank bond initiation fees are capped under the National Credit Act 34 of 2005. CGT (entered manually here) is governed by the Income Tax Act 58 of 1962, Eighth Schedule, see the Transfer Duty, Transfer Cost & CGT Calculator for the full working. Estate agent commission is a contractual, negotiated fee regulated under the Property Practitioners Act 22 of 2019, not a fixed tariff. Bond cancellation fees and compliance certificate costs are typical market estimates, not tariffs. Always confirm your actual settlement figures, clearance amounts and CGT position with your bank, conveyancer and tax adviser before relying on this for a real transaction.